Budget50: 50/30/20 Rule 1.0.91

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Your path to financial freedom starts with creating and sticking to a monthly budget. Follow these steps:
<ul>
<li>Track all sources of income diligently</li>
<li>Allocate your income following the 50/30/20 rule</li>
<li>Identify and reduce unnecessary expenses</li>
</ul>
Financial Needs:
<ul>
<li>Essential costs like utilities, housing, transportation, and basic necessities</li>
<li>The app assists in limiting these essential expenses to 50% of your total net income</li>
</ul>
Financial Wants:
<ul>
<li>Non-essential items such as trendy clothing, dining out, or luxury purchases like hobbies and travel</li>
<li>The app aids in managing these discretionary expenses within 30% of your net income</li>
</ul>
Savings:
<ul>
<li>Allocate a portion of your income monthly towards retirement, short-term goals, and building an emergency fund</li>
<li>Contribute 10% of your net income to savings each month for a solid financial foundation</li>
</ul>

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